Search

Flying on a budget

Updated: Jul 14



Best Options for Flight Payment Plans

Stepping off a plane into warm weather. The first morning somewhere new. Planning the adventures and food that will fill your days. Nothing beats travel. Especially after the year we’ve just had! When the next opportunity to travel comes your way, take it. Don’t let anything stand in your way, especially finances. If money is your main barrier to travel, use a flight payment plan or layaway option that helps you travel more in a financially responsible way!

What are flight payment plans?

Flight payment plans, or layaway options, allow you to book a flight now and pay later. You generally pay a deposit to book the flight, and then set up a payment plan that works with your budget.

Why use a flight payment plan?

Your friends are booking a spontaneous trip to the Caribbean. The price is going to go up soon, so you have to buy your tickets now. But payday isn’t until next week and you don’t have the money! Are you going to miss out on a once in a lifetime opportunity to spend a week at the beach with your friends? No. Use a flight payment plan to book the flight and then pay as you are able.

No more opportunities lost. Period.

Five best companies for flight payment plans:

On top of seeing if an airline or your credit card offers a payment plan, (this is becoming increasingly popular), check out these websites:

Airfordable (https://www.airfordable.com/)

Airforable is one of the best known flight payment plan sites because it allows you to find your own flight. All you have to do is upload a screenshot of your itinerary, pay the upfront deposit, and Airfordable will reserve your ticket.

- Credit check: no

- Payment plan available for up to 3 months

- Service fee: 10-20%

- Flight price: must be more than $200

- Deposit is nonrefundable

- Only available for use in the United States

Affirm (https://www.affirm.com/shopping/travel)

Affirm is a finance firm that works with airlines, like Delta, and travel companies, like Expedia and Cheap Air, to offer installment plans. Find a ticket through their website or easy to use app and make easy monthly payments.

- Credit check: yes

- Payment plan available for 3, 6, and 12 months

- Service fee: interest

- Flight price: must be more than $100

- Only available for use in the United States

CheapOAir (https://www.cheapoair.com/flights/book-now-pay-later-flights)

CheapOAir uses Affirm to offer Easy Monthly Installments (EMIs) to pay for flights. The best part is you can reserve a ticket without paying! The book now, pay later option allows you to pay in monthly installments, but the interest rates vary.



- Credit check: yes

- Payment plan available for 3, 6, and 12 months

- Service fee: only interest

- Flight price: must be more than $100

- Only available for use in the United States

Pay Later Travel (https://paylatertravel.com/)

Pay Later Travel offers weekly and bi-weekly fight payment plans for almost all airlines and destinations. Once you finish your payment plan, you will receive your e-ticket within 24 hours.

- Credit check: no

- Payment plan available for weekly or bi-weekly installments up to 26 weeks

- Deposit: 10-20%

- Service fee: no interest

- 30-day free date change

Uplift (https://www.uplift.com/find-partners/)

With Uplift you can shop directly from their partner websites, which includes airlines like United and American Airlines, and set up your payment plan right at the checkout page. Fixed monthly installments are paid through AutoPay so you never have to remember a date. Additionally, there

are no late fees or pre-payment penalties.

- Credit check: yes

- Payment plan offers fixed monthly installments

- Deposit: none

- Service fee: low interest rates